Health Insurance for Self Employed/Small Business Owners

And HSA (Health Savings Account Plan) 

You can access best online therapy consultation through telehealthcare

Health Insurance for Self Employed/Small Business Owners

  • National PPO Plans available in all 50 states utilizing 2 of the Largest Networks

  • Plan Includes 7K life Coverage and 5K death benefit for the primary member

  • Year – round Enrollment/ Monthly enrollment cutoff date is the 18th of each month

  • No Maximum Benefit Amount

  • ACA (Obama Care) Compliant

  • Need to be relatively healthy; Medical Underwriting required

  • Self Employed including 1099s.

HSA (Health Savings Account Plan) Benefits:

  • 2021 Contribution Limits: $3,600 Individual $7,200 Anyone can fund your HSA. Money rolls over every year

  • A growing number of Americans are now participating in HSAs--some 3 million, up from just 1.5 million in 2005

  • Contributions are 100% tax deductible for Federal; a 25% Income Tax Rate would save an individual $887 a year

  • Growth on gains @ 8 % in a mutual funds are tax free; 20 Years max contributing would grow to $178,000 for an individual

  • Withdraw for Qualified Medical Expenses can be taken out anytime tax free

  • After 65 money can be withdrawn with no penalty for non-medical expenses; you will just pay ordinary income tax

  • After 65 you can use your money for both Medicare Premiums as well as Long Term Care tax free

  • Save medical receipts while on the HSA plan & let your contributions compound for max growth until your 65

You can access best online therapy consultation through telehealthcare

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